The perceived cost of treatment for alcohol addiction keeps a significant number of people from seeking professional treatment. It’s often a sad scenario as the addiction only gets worse, reducing their quality of life. Many have lost their lives as a result of overdose or accidents when intoxicated. The need to make finances for treatment a reality is a hot topic that, thankfully, many experts and authorities have taken serious considerations.
Many addicts usually aren’t in the right position to pay for their treatment seeing that the addiction crisis could have fueled immense financial irresponsibility. However, it’s not all lost for the individuals who genuinely want to regain their lives and put the addiction menace to a stop. So, who qualifies for financial aid when enrolling for addiction treatment?
War veterans sometimes suffer from PTSD that can push them into alcohol use and abuse. The government provides coverage for veterans struggling with alcohol addiction and want treatment to maintain their sources of income. The TRICARE insurance, particularly minds current military members, retired veterans, and their family members.
Depending on the coverage, the insurance cover may include full or partial treatment. Mostly, decisions about the treatment services to be covered by the government-assisted insurance cover are made based on the veteran’s wishes and needs.
Low-income families and individuals
This group’s definition varies from state to state, depending on the policies. One may be considered low-income earning if:
- They are elderly.
- They are pregnant with young children, and no other parent is involved in their upbringing.
- Their earnings fall within a certain level and therefore cannot afford insurance.
- They are disabled.
Funds from the federal government are directed for drug and alcohol rehabilitation programs in a bid to deal with the addiction menace. These funds are redirected into Medicare and Medicaid insurance covers to help out with the financial burden of accessing drug intervention programs. They also cover both inpatient and outpatient treatment and medication consumed during the detoxification process. If you fall under these groups mentioned above, financial aid from Medicare and Medicaid programs will make your addiction treatment a reality.
A family member or friend struggling with addiction
Support systems are often composed of family members and close friends. Family members and friends could come together and fund-raise towards paying for their loved one’s addiction treatment. People who are connected to an addict in an exceptional way despite not having any blood relations would be willing to help you find restoration and recovery. Some even organize to pay the insurance cover for you and step in for any financial aid you might need. However, they would want to see your willingness to help yourself out of the addiction menace. Consider looking for a treatment facility and reach out for their help without feeling ashamed.
Insurance companies are slowly incorporating rehabilitation programs in their covers. If you are an insurance holder, you might want to inquire from your company if they are willing to offer financial assistance for your treatment. If you are lucky, get into detail whether they will be paying the full amount or part of it. Partial cover for the treatment would mean that you outsource the rest of the payments from private funds. Insurance covers are a great place to start asking for financial aid for your treatment at the rehab facility.
Bank account holders
A significant number of bank account holders are eligible for personal and medical loans if their credit history is pleasant. You could consider taking a personal loan citing personal emergencies or state directly that you need it for rehab fees. Most financial institutions consider medical emergencies as a valid reason to take loans provided the guarantors would be willing to chip in if things go south.
Members of a faith-managed program
Faith-based rehab programs are formed to help out members of the community who are willing to undergo treatment that incorporates spiritual intervention. Mainly, the programs are fully sponsored by the religious organizations behind the facilities through donations. Consider seeking help at one of these faith-based recovery centers and see if they will pick you as a candidate for treatment. In most cases, they will choose individuals who cannot afford to pay for treatment.
Today, financial assistance for addicts has been given a lot of consideration and attention. With all these venues at your disposal, do not let funds become the barrier between you and your freedom from addiction. Reach us anytime at 844-639-8371 to enroll for treatment. Your freedom is our happiness.