When your child is struggling with an addiction to alcohol, you’ll obviously want to do everything in your power to help them get through it. If he or she is having trouble paying for rehab themselves, it is perfectly natural to want to take care of it on your own. Getting the best treatment for alcohol addiction is a necessity, but it can also be expensive.
If you are wondering if you can pay for your son’s alcohol detox in Florida, the answer is yes. Let’s look at how you can pay and other ways to take care of the financial side of rehab.
Paying for Rehab with Insurance
If it is at all possible, your son should use his insurance to cover detox services in Florida. Many insurance companies do offer coverage for rehab. But they may ask their members to pick from a small group of approved providers, and their members may also be responsible for some of the costs. Talk to your son’s insurance company to find out what they offer. Alcohol detox providers often employ people who are trained specifically to deal with insurance companies, and these staff members will be able to answer any questions you have.
If your son is still on your own health insurance policy, talk to your provider about possible coverage. You may be able to cover some of the costs of rehab with your own policy.
Paying for Rehab with Cash
Rehab services can be expensive, but some parents have savings that they are able to use. If you have enough savings set aside to pay for rehab, you can absolutely use it to pay for your son’s stay. Paying cash for addiction treatment is one of the easiest ways to take care of the cost. You may be able to pay for the entire stay upfront, or you could pay in installments over the course of the treatment program. If your son is going to an outpatient program, you could also pay on a per-session basis.
If you pay cash upfront or as you go, you will have the security of having the bills taken care of. But for some families, paying in cash is difficult or impossible. If this is the case, you may wish to look into private funding for rehab.
Private Financing Options
If you don’t have the money for your son’s treatment, a loan from your local bank may be able to cover the costs. Taking out a loan will mean taking on a new monthly payment, but this is a small price to pay to take care of your child. Talk to your bank about taking out a loan before you commit to a treatment facility. Once you have a loan agreement in place, negotiate with the rehab facility. Some facilities will allow you to negotiate a price that is based on how much money you have available at that time.
Many alcohol rehab facilities in Florida also offer financing programs on a sliding scale. This scale is based on your income. Your son could check if this is an option with your local rehab. If he doesn’t have his own income to use, talk to the facility to see if they could set up a sliding scale based on your personal income.
Many government facilities offer grants and loans for alcohol detox and rehab. Search your state for more information. Since grant money does not have to be paid back, you may be able to cut down the costs of detox quite a bit.
Sell Personal Items
If you still need money for your son’s rehab, consider selling some personal items to raise the cash. If you have large assets, such as a camper, boat, or trailer, consider selling it for cash. You could also sell off smaller personal items, such as jewelry and antiques. Your personal items can be replaced at a later date, unlike your child. Consider selling the following to help pay for rehab:
• Cell phones
• Musical equipment
• Sports equipment
• Art collections
Along with this idea, consider crowdfunding the money for rehab. There are multiple websites that now allow you to ask for donations online for anything. You may have many family members and friends who would be happy to help chip in for rehab for your son.
Call Our Alcohol Rehab Today
If you need more information on paying for your son’s stay, give us a call now at 844-639-8371.